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Opt-in essential. Account need to have Original eligible immediate deposits, need to be in excellent standing and have an activated chip-enabled debit card to decide-in. Ongoing eligible direct deposits and also other criteria apply to keep up eligibility for overdraft security. Only debit card order transactions are eligible for overdraft safety and overdrafts are paid at our discretion. We reserve the ideal not to pay back overdrafts. By way of example, we may not pay out overdrafts if the account is not really in good standing, or is just not receiving ongoing qualified direct deposits, or has a lot of overdrafts.
There’s no necessary membership charge, no credit history Look at, and no curiosity payments, but you do have to obtain an active Chime card. Credit score limitations are identified Just about every pay back time period.
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Easy card lock/unlock** Earlier approved transactions and deposits/transfers for your account will perform using a locked card.